This bill amends the Fair Credit Reporting Act to limit what consumer reporting agencies can include in tenant screening reports. It creates a formal definition of "tenant screening purposes." It bars reporting of many criminal-justice-related items for rental checks, including arrests, juvenile adjudications or convictions, non-criminal citations, cases resolved by diversion or similar programs, certain convictions after sentence completion or while on probation/parole, fees or court-cost related offenses, and records that have been expunged, sealed, vacated, set aside, or pardoned. The bill adds duties for people who use tenant screening reports: if they take an adverse housing action, they must give the consumer a notice within 3 days and state the specific reasons and the report information that led to the action. It also clarifies sources of information used in reports, changes a provision about state regulation of how long certain information appears in reports, and removes a phrase in one section to expand the exclusion of some records from reports. The bill was introduced in the House and referred to the Committee on Financial Services on April 29, 2026.
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