Affordability Is Access Act

Summary#

The bill would require group health plans and group or individual health insurance to cover FDA-approved over-the-counter contraceptives, even when a person has no prescription, without cost-sharing. It also clarifies coverage rules for prescription contraceptives and bars retailers that stock over-the-counter contraception from interfering with access to the products or accurate information. Retailers may refuse a sale if the person cannot pay. The bill is in progress and has been referred to a Senate committee.

What it means for you#

If enacted, your health plan would have to cover eligible over-the-counter contraceptives without charging you a copayment, deductible, or other cost-sharing. A retailer that stocks these products could not interfere with your access or access to medically accurate, comprehensive information about them. A retailer could still refuse a sale if you cannot pay through any available method.

Expenses#

No publicly available information.

Proponents' View#

The bill's stated purpose is to improve timely access to affordable birth control. Its findings say that cost and other barriers can prevent people from getting their preferred contraceptive method.

Opponents' View#

No publicly available information.