Federal
American Legislation
119th Congress1st Session
Failing Bank Acquisition Fairness
Limits concentration-limit waivers for failed-bank deals, defines qualified bidders, adds reporting and public disclosure, and restricts certain bid considerations.
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Stop Deadly Denials Act
Stops most prior authorization in Medicare Advantage and limits prior-auth testing and AI-based denials in traditional Medicare.
Referred to the Committee on Ways and Means, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Conveyance to Utah National Guard
Transfers three parcels near Lehi to the Utah National Guard for training, with conditions on use, costs, and reversion.
Referred to the House Committee on Armed Services.
National Weather Safety Board Act
Referred to the House Committee on Transportation and Infrastructure.
REVIEW Act of 2025
Requires financial regulators to review cumulative effects of their rules every five years and report findings, costs, and recommendations to streamline regulations.
Placed on the Union Calendar, Calendar No. 452.
Merger Process Review Act
Requires inspectors general to review and report on bank and credit union merger processing every three years.
Placed on the Union Calendar, Calendar No. 453.
Bank-Fintech Partnership Act
Requires three federal banking agencies to study bank–fintech partnerships and report to Congress within 6 months.
Placed on the Union Calendar, Calendar No. 456.
Enhancing Bank Resolution Participation Act
Placed on the Union Calendar, Calendar No. 459.
Merger Agreement Approvals Clarity Act
Requires the GAO to study how regulators use conditions in bank and credit union merger approvals and report to Congress in six months.
Placed on the Union Calendar, Calendar No. 460.
Unlocking Homeownership Act
Allows certain 529 account withdrawals to pay first-time home purchase costs under defined rules.
Referred to the House Committee on Ways and Means.
Bank Competition Modernization Act
Placed on the Union Calendar, Calendar No. 317.
Community Bank LIFT Act
Changes community bank leverage ratio thresholds and directs regulators to review and update rules to encourage opt-in.
Placed on the Union Calendar, Calendar No. 319.
Merchant Banking Modernization Act
Placed on the Union Calendar, Calendar No. 320.
Promoting Free and Fair Elections
Restricts federal agencies from partnering with nonprofits for voter registration and delays Executive Order 14019; requires reports and limits work-study voter activities.
Referred to the Committee on House Administration, and in addition to the Committees on the Judiciary, Oversight and Government Reform, Science, Space, and Technology, and Education and Workforce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
FAIR Exams Act
Sets deadlines for examination reports, creates an independent review office, and gives institutions a right to appeal material supervisory findings.
Placed on the Union Calendar, Calendar No. 176.
HUMPS Act of 2025
Updates CAMELS bank ratings with objective measures, weighting changes, and possible removal or revision of the management component.
Placed on the Union Calendar, Calendar No. 136.
FIRM Act
Stops banking agencies from using reputational risk in supervision and requires removal of related guidance plus reports.
Placed on the Union Calendar, Calendar No. 131.
Bank Failure Prevention Act
Sets timelines and rules for completeness and decisions on bank and savings-and-loan acquisition applications.
Placed on the Union Calendar, Calendar No. 101.
TAILOR Act of 2025
Requires banking regulators to tailor rules to institutions' risk and business models and reduce reporting for qualifying small banks.
Placed on the Union Calendar, Calendar No. 104.
Joan Mulholland Gold Medal
Recognizes Joan Trumpauer Mulholland with a Congressional Gold Medal; authorizes minting and sale of duplicate bronze medals to cover costs.
Referred to the House Committee on Financial Services.
Promoting New Bank Formation
Phases in capital rules for new banks, eases rules for rural start-up banks, expands savings associations' agricultural loan authority, and requires a study.
Placed on the Union Calendar, Calendar No. 64.
Preventing Environmental Hazards
Adds flood insurance payments for demolition or relocation of shoreline structures condemned due to erosion, with payment limits and eligibility rules.
Referred to the House Committee on Financial Services.
Stop Sexual Harassment in K–12
Requires more Title IX coordinators, trainings, a student survey, and grants for schools to prevent and respond to sex-based harassment.
Referred to the House Committee on Education and Workforce.
Credit Union Board Modernization Act
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.