Registered Investments List (Dec 31, 2021)

Summary#

The Canada Revenue Agency published a notice under the Income Tax Act listing investments that were recognized as “registered investments” as at December 31, 2021. The Canada Gazette item (published August 6, 2022) names many funds, trusts and pooled products and shows which registered account types they are approved for.

What it does#

• Publishes a long alphabetized list of named investment vehicles (mutual funds, pooled funds, trusts, corporate-class funds, REITs, etc.) that were accepted as registered investments on December 31, 2021.
• Shows a registration code for each item indicating the kinds of registered plans the investment can be held in (see the codes explained below).
• Includes the official sign-off: Stephane Charette, Director General, Registered Plans Directorate.

Registration-code meanings (as shown in the notice)

• A — registered for Registered Retirement Savings Plans (RRSPs).
• B — registered for Deferred Profit Sharing Plans (DPSPs).
• C — registered for Registered Retirement Income Funds (RRIFs).
• D — registered for each of A to C (eligible for RRSPs, DPSPs and RRIFs).

Who's affected#

• People who own or want to hold mutual funds or other pooled investments inside registered accounts (for example, RRSPs, RRIFs, DPSPs).
• Financial advisors, plan administrators, trustees and employers who manage or offer registered-plan investments.
• Fund managers and issuers whose products are listed (or not listed) — the list is the official public record of eligibility for those plan types.

If it’s unclear whether a specific fund you hold is on the list, check the Gazette notice or contact your plan trustee or investment provider.

Why it matters#

• The list tells you whether a particular fund is officially eligible to be held inside common registered accounts. That matters when you move money into or out of an RRSP, RRIF or DPSP, or when plan administrators decide what investments they can offer.
• It is a routine but important administrative record used by investors, employers and financial institutions to confirm eligibility for tax-advantaged registered plans.