2025 Employment Insurance Premium Rate

Summary#

The Canada Employment Insurance Commission has set the Employment Insurance premium rate for 2025 at $1.64 per $100 of insurable earnings. Residents of Quebec who are covered by the Quebec Parental Insurance Plan get a reduction of $0.33, making their rate $1.31 per $100.

What it does#

• Sets the national Employment Insurance premium at $1.64 per $100 of insurable earnings for 2025 (under the Employment Insurance Act and the Employment Insurance Regulations).
• Applies a premium reduction of $0.33 for residents of Quebec covered by the Quebec Parental Insurance Plan, resulting in a Quebec rate of $1.31 per $100.

Who's affected#

• People who pay into Employment Insurance and employers who withhold and remit those premiums.
• Payroll and HR departments that calculate employee deductions and employer contributions.
• Specifically, residents of Quebec covered by the Quebec Parental Insurance Plan, who will pay the lower $1.31 per $100 rate.

Why it matters#

• The change determines how much is taken from paycheques for Employment Insurance in 2025: $1.64 for every $100 of insurable earnings (or $1.31 in Quebec for those covered by the parental plan).
• That affects workers’ take-home pay and employers’ payroll costs.
• Payroll systems and employers will need to use the new rates when calculating deductions for the 2025 year.