Employment Insurance 2025 Premium Rate

Summary#

The Canada Employment Insurance Commission set the Employment Insurance premium rate for 2025 at $1.64 per $100 of insurable earnings. Residents of Quebec who are covered by the Quebec Parental Insurance Plan get a reduction of $0.33, making their premium $1.31 per $100 of insurable earnings.

What it does#

• Announces the national Employment Insurance premium rate for 2025: $1.64 per $100 of insurable earnings.
• Announces the Quebec premium reduction for 2025 under the Employment Insurance Regulations: $0.33 off the national rate for people covered by the Quebec Parental Insurance Plan.
• States the resulting Quebec premium: $1.31 per $100 of insurable earnings.

Who's affected#

• People who have insurable earnings and are subject to Employment Insurance deductions.
• Employers and payroll administrators who calculate and remit EI premiums.
• Specifically, residents of Quebec who are covered by the Quebec Parental Insurance Plan (they pay the reduced rate).

Why it matters#

• The rates determine how much is taken from paycheques and how much employers may need to budget for EI-related costs.
• A lower Quebec rate means slightly smaller deductions for Quebec workers covered by the provincial parental plan.
• Anyone who handles payroll or plans household budgets should note the new 2025 rates so withholdings are calculated correctly.