CertifiedElectronice-7365 · Parliament 45

Reduce seniors' tax on earnings

Petitioners ask the House of Commons to reduce the tax penalty on seniors' employment income by raising tax‑free thresholds and ensuring fairer treatment for single CPP or OAS recipients to encourage continued workforce participation.

Why we would sign this petition

  • Reduces seniors' effective tax on earned income, letting older workers retain more pay and easing financial pressure for those who must keep working.
  • Encourages experienced Canadians to stay employed, helping employers fill roles and preserving workforce skills.
  • Aims to correct inequity for single seniors who contributed to CPP but receive no survivor benefits, improving fairness.

Why we wouldn’t sign this petition

  • Would lower government revenue or require offsets, potentially reducing funds for other services or benefits.
  • Implementing separate thresholds tied to CPP/OAS could add tax complexity and administrative costs.
  • May prioritize working seniors over non-working low‑income seniors; targeted supports could be a more efficient alternative.

The summary and both sets of reasons are AI-generated from the petition and given equal weight. Claims are the petitioners’ own; consult the official record for the full text.

Official petition

Petition to the House of Commons Canadians are living longer and many seniors wish or need to continue working; Under the current system, employment income earned by seniors is combined with Canada Pension Plan (CPP) and Old Age Security (OAS) benefits, often resulting in higher overal taxation; This structure may discourage workforce participation among older Canadians despite their experience and willingness to contribute; Seniors have contributed to CPP throughout their working lives; Single seniors may receive less overall benefit from CPP contributions than those eligible for survivor benefits; and Deferring CPP or OAS may not be a viable option for all Canadians due to financial needs and uncertainty of life expectancy. We, the undersigned, citizens of Canada, call upon the House of Commons to: 1. Reduce the tax penalty on employment income for seniors receiving CPP or OAS; 2. Allow higher tax-free earnings thresholds for working seniors; 3. Create fairer treatment for single seniors who receive no survivor benefit; and 4. Encourage continued workforce participation by older Canadians.

Government response

No government response is available yet.