This bill amends title 11 of the United States Code to change how certain educational payments and loans are treated in bankruptcy. It revises section 523(a)(8) by striking subparagraph (B), inserting the phrase "any program for which substantially all of the funds are provided by a" into subparagraph (A) clause (i), and renumbering a clause in subparagraph (A). The bill takes effect on the date of enactment and applies only to bankruptcy cases started on or after that date.
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