This bill, the FARM Home Loans Act of 2025, changes one section of the Farm Credit Act of 1971 (12 U.S.C. 2019(b)). It makes two specific edits to section 1.11(b): it adds the words "including accessory dwelling units" after "appurtenances" in paragraph (2), and it replaces the number "2,500" with "10,000" in paragraph (3). The bill was introduced in the House on December 15, 2025, and referred to the House Agriculture Committee and a subcommittee.
In plain terms, the bill would add accessory dwelling units (sometimes called ADUs) to the list of appurtenances in that Farm Credit Act provision and raise a numeric size limit from 2,500 to 10,000. These are textual changes to how rural housing financing is described in that section. The bill text does not define the unit for the numbers or provide further details about how the changes would be applied.
No publicly available information on costs or budgetary effects in the bill text or metadata.
The bill's short title is "Fostering the Availability in Rural Markets of Home Loans Act of 2025," and sponsors introduced the amendment to modify rural housing financing under the Farm Credit Act. No additional proponents' statements or analyses are in the provided text or metadata.
No publicly available information on opponents' views in the bill text or metadata.