Domenic and Ed's Law

Summary#

This bill, called "Domenic and Ed's Law," adds a new reason to end a parent's responsibility to repay certain student loans when the student they borrowed for dies or becomes permanently and totally disabled. It inserts language into section 437(d) of the Higher Education Act to allow discharge if the student "becomes permanently and totally disabled" or is unable to work because of a medical physical or mental impairment that is expected to result in death or has lasted, or is expected to last, at least 60 continuous months. The change applies to any outstanding loan a parent received before, on, or after the date the bill becomes law, and it applies no matter when the disability began.

What it means for you#

  • Parents who borrowed under the Higher Education Act on behalf of a student may have their loan obligation forgiven if the student dies or meets the bill's disability definition.
  • The discharge can apply to loans taken out before the bill becomes law as well as loans taken out after.
  • The law uses a specific medical standard and time period (expected death or 60 continuous months) to define when the student’s condition qualifies.

Expenses#

No publicly available information on costs or budget effects in the bill text or metadata.

Proponents' View#

The bill's text provides for discharge of parent borrower liability when the covered student dies or meets the described disability standard. Sponsors listed in the bill metadata include Seth Magaziner, Jonathan Jackson, Raja Krishnamoorthi, Kevin Mullin, Eleanor Norton, Chellie Pingree, Raul Ruiz, Rashida Tlaib, and Paul Tonko.

Opponents' View#

No publicly available information on opposition or counterarguments in the bill text or metadata.