The Health Care Fairness for All Act would change federal health insurance rules. It would repeal individual and employer coverage mandates and let states set more insurance requirements, while keeping certain protections such as coverage for pre-existing conditions and dependents through age 26. It would create health insurance tax credits and Roth health savings accounts, change Medicaid payments to states, extend some Medicare telehealth and hospital-at-home rules, and make federal hospital price transparency requirements law. The bill was introduced and referred to House committees; it has not become law.
If enacted, the bill could change which insurance plans are offered and what benefits they must cover. It would create tax credits for eligible people who have qualifying coverage, and allow Roth health savings accounts for eligible medical expenses. States could choose to enroll uninsured residents in a default plan unless they opt out. The bill would also change some Medicaid and Medicare rules. The effects would depend on the provisions enacted and choices made by states.
The bill does not provide an overall cost estimate. It specifies tax credit amounts of $4,000 per eligible covered adult and $2,000 per eligible covered child, subject to limits and other rules. It also creates grants for states based on unused credits and changes how federal Medicaid payments are calculated.
No publicly available information.
No publicly available information.